O.K. you’re past the point of casually looking around for a car.
You’ve done homework on the automobiles and you’re comfortable with the choices you’ve narrowed it down to.
Good for you.
Time to get out there and get started.
Nope. Not just yet.
Have you gotten your credit report yet? How do you know what type of car loan you will / can qualify for? And if so, what interest rate have you been able to lock into?
Before you even begin the actual legwork of car shopping get your credit report done. Period. No exceptions. Financing is a huge part of getting your best car deal. Don’t get started without this.
With your credit report taken care of, you should look at some of the very good online car loan resources as you go about getting the lowest APR on your car loan that you can. Today with the availability of online business, your auto finance application process is virtually legwork free and without application fees.
Great Car Rates is an excellent online car loan resource.
1-800 AUTO YES also does a very good job with any credit auto loans.
No matter what your situation, these are very good resources to get you online approval under your belt. Just get this done before you start shopping at any car dealership.
This is a crucial piece of the puzzle because once you have your financing set; then it becomes up to the dealer to beat what you have.
Car finance and loans next…
