Car Buying Mistakes – Car Insurance Costs
This particular mistake falls under the “I just blew my budget”
category and perhaps not directly related to hammering out your next
best new car deal, not knowing what the affect your new car is going
to have on your monthly car insurance cost can be a big
mistake.
I am sometimes amazed when I talk with people and I bring
this topic up and they look at me and go “oh yeah, that’s right. I
hadn’t thought about that.”
Well, you should think about it.
As you are in your initial stages of researching some cars, it’s easy to find out how cars are rated
by insurance companies.
Insurance companies just play the odds and
the statistics.
By that I mean, if a car is near the top of the list
in vehicles stolen, your car insurance is going to cost you more. If
the vehicle type you’re are looking at is that little sporty model
that is fun to go fast in and has a higher rate of accidents, your
car insurance cost is going to be higher. If the car you are looking
at has expensive replacement parts, your car insurance is going to
cost you more.
So, once you’ve narrowed your car choices down to a chosen few
call your insurance agent and get a quote and some feedback.
In fact, you should shop your insurance around and get more than
just one quote with
InsureMe.com rather than just the quote from
your agent.
Again, you are the consumer, and it is your money. It
doesn’t take but just a few minutes to get this done and it could
save you money, or save you from making a very expensive mistake.
It’s so easy to get an online car insurance or a quote these days
at websites such
as
GEICO.com and
AIG Auto Insurance, that this should be a given task for you to do during your car
buying steps.
Don’t blow your budget, and take the shine off of your
new car by not researching, knowing, and budgeting for the monthly
cost of car insurance.
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