Car Shopping – Before You Go In
Car shopping
is just one of those things in life that one just shouldn’t do by
their self.
By this I mean without being armed with facts, figures,
and approval letters.
Especially in
today’s connected world, there is absolutely no reason to be out car
shopping or car buying without all of your pertinent pieces to the
car buying puzzle in tow with you.
I don’t care how
you keep it organized to take with you... just do so. Take your
information with you! Do not rely on memory and recall.
We’ve talked
at length throughout the website about what type of homework you
need to get done and what pieces of the car buying puzzle you need
to have locked down before you venture out, but a quick reminder
won’t hurt one bit. In fact, print this page out if it will help you
remember to get everything you need.
First of all, before anything else, don’t pass go, don’t contact
any car dealer or automotive sales person, don’t proceed
anywhere until you determine your financing pieces to the car
buying puzzle.
This is includes getting your credit report, and
knowing your score. Then arranging for or knowing how much of a
loan you qualify for and for what rate you’ll be paying this
money back. Today with online loan approval you can apply for
and get your money within the next day.
Again:
Get your Credit
report and know your score.
Get your loan
information secured or at least quoted and an approval letter.
Get a few quotes on
the make and model and options of the new car you are going to buy.
Don’t forget to get
an automobile insurance quote from your agent. In fact, while your
at it go ahead and get a couple of comparative quotes online.
If you are
considering an extended warranty for your new car, be sure to get a
quote or two on extended warranties. Be sure to compare apples to
apples when doing this. Length of coverage, what is covered, what is
not covered, deductibles, etc.
- Extended vehicle warranty
information -
Warranty Direct
Use this checklist
to get this information, quotes, and approval correspondence tucked
away in your information folder or somewhere you can easily take it
with you for quick and easy access when you are actually ready to
set foot on a car dealership and begin the car buying process.
Don't
go out without this information folks, it's invaluable to have at
your fingertips.
Hope this is
helpful and saves you some time and effort during your car
shopping.
- Instant online access to your credit report.
- Checking your own credit report does not affect your
credit score.
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